建行筆試

　　綜合部分40分，就記得第一題是可口可樂供求曲線。然后考了一題會(huì)計(jì)中財(cái)經(jīng)常做的題目類型，給你期初，資本公積，營(yíng)業(yè)利潤(rùn)，可變現(xiàn)凈值等等類似的 ，今年的增減變動(dòng)，然后問你今年的營(yíng)業(yè)收入是多少。有些需要用到的科目還有一些是不需要加進(jìn)來的。

　　然后還有一些追債相關(guān)的法律題。感覺今年會(huì)計(jì)考的不少。

　　然后多選題很多不會(huì)，基本靠蒙，半分鐘一題。

　　邏輯題一如既往的 感覺簡(jiǎn)單，也許答案出乎意料。。

　　語文題比較簡(jiǎn)單，就是排序句子，填詞。

　　推理的圖形加文字推理好像就3題，其他都是文字。

　　有一題是說，A B C三人去玩，分別做火車/汽車/輪船/飛機(jī)四種交通工具。假設(shè)A做火車 B就不做汽車;B做輪船，C就不做飛機(jī)。C不做輪船之類的。然后問下面哪一種組合不可能發(fā)生。

　　還有韓國(guó)德國(guó)法國(guó)英國(guó)四個(gè)國(guó)家的'人住酒店，韓國(guó)人沒和鄰居交流，韓國(guó)人房間號(hào)碼比德國(guó)大，法國(guó)人只和一個(gè)鄰居交流了，英國(guó)人會(huì)德語，德國(guó)人4種語言都會(huì)。問4個(gè)人怎么住的，從小到大排序。

　　然后數(shù)學(xué)題 什么第30顆樹，大伯的。當(dāng)時(shí)時(shí)間已經(jīng)不夠了，樓主腦子里感覺像灌水泥一樣轉(zhuǎn)不了了，，果斷3秒PASS。。

　　英語第二篇很難，第三篇反而好些。但樓主以為難度是遞增的，所以第三篇時(shí)心里暗示很負(fù)面。所以!大家下次千萬要擺正心態(tài)。形式不好就先過了!不就1分嗎!!

　　綜合還好吧，但是時(shí)間不夠了，也有最后幾道類似推理的，果斷隨機(jī)。

　　性格測(cè)試時(shí)間是很緊。所以不要假裝，按直覺來寫。

　　本人計(jì)算機(jī)相關(guān)專業(yè)，對(duì)財(cái)會(huì)，金融，管理，法律類知識(shí)所知甚少。。。背景交代完畢。

　　上午8:30 至 11:30是筆試時(shí)間。

　　題目嘛 綜合 英語 行測(cè) 性格測(cè)試。

　　至于今年考了什么題，對(duì)不起各位了，記不太清。。。

　　在此只簡(jiǎn)單說一下感受吧。。。押題神馬的都不靠譜。。。臨場(chǎng)發(fā)揮才是王道;考前突擊神馬的不太靠譜，平時(shí)積累才是王道;每題精做神馬的都不靠譜，學(xué)會(huì)取舍才是王道;思想怠慢神馬的都不靠譜，眼疾手快才是王道。

　　關(guān)于如何準(zhǔn)備考試，針對(duì)建行來說，可以如此這般：英語題量不大，今年是三篇閱讀，15個(gè)選擇，一個(gè)一分，平時(shí)做四六級(jí)閱讀就可以。注意速度!!行測(cè)就做最近幾年國(guó)考題練手就行，綜合就看平時(shí)積累了。。。對(duì)于俺這種理工男來說基本靠蒙。。。特別注意的是今年建行的`性格測(cè)試20分鐘200題，題量之大，下巴掉到地上了。。。大家一定迅速啊，這次最后性格測(cè)試做不完的現(xiàn)象比較多，不知往年什么情況。。。

　　筆試的時(shí)候，蒙做結(jié)合，切勿死摳一提。。。一題才一分，別因小失大，后面沒時(shí)間做，狂點(diǎn)的話。。不僅失態(tài)，更是失策啊!一定注意時(shí)間，時(shí)間，時(shí)間啊 這個(gè)時(shí)候 Time = Money 真的成立了。。。

　　以上僅為一家之言，并非放之四海而皆準(zhǔn)，大家若有其他好的方法，歡迎交流探討。

　　最后祝大家順利!也為自己攢人品。。。

A
SOME of the concerns surrounding Turkey’s application to join the European Union, to be voted on by the EU’s Council of Ministers on  December 17th, are economic-in particular, the country’s relative poverty. Its GDP per head is less than a third of the average for the 15 pre-2004 members of the EU. But it is not far off that of one of the ten new members which joined on May 1st 2004 (Latvia), and it is much the same as those of two countries, Bulgaria and Romania, which this week concluded accession talks with the EU that could make them full members on January 1st 2007.
　　Furthermore, the country’s recent economic progress has been, according to Donald Johnston, the secretary-general of the OECD, "stunning". GDP in the second quarter of the year was 13.4% higher than a year earlier, a rate of growth that no EU country comes close to matching. Turkey’s inflation rate has just fallen into single figures for the first time since 1972, and this week the country reached agreement with the IMF on a new three-year, $10 billion economic programme that will, according to the IMF’s managing director, Rodrigo Rato, "help Turkey... reduce inflation toward European levels, and enhance the economy’s resilience".
　　Resilience has not historically been the country’s economic strong point. As recently as 2001, GDP fell by over 7%. It fell by more than 5% in 1994, and by just under 5% in 1999. Indeed, throughout the 1990s growth oscillated like an electrocardiogram recording a violent heart attack. This irregularity has been one of the main reasons (along with red tape and corruption) why the country has failed dismally to attract much-needed foreign direct investment.
　　Its stock of such investment (as a percentage of GDP) is lower now than it was in the 1980s, and annual inflows have scarcely ever reached $1 billion (whereas Ireland attracted over $25 billion in 2003, as did Brazil in every year from 1998 to 2000).
　　One deterrent to foreign investors is due to disappear on January 1st 2005. On that day, Turkey will take away the right of virtually every one of its citizens to call themselves a millionaire. Six noughts will be removed from the face value of the lira; one unit of the local currency will henceforth be worth what 1m are now-ie, about ?0.53 ($0.70). Goods will have to be priced in both the new and old lira for the whole of the year, but foreign bankers and investors can begin to look forward to a time in Turkey when they will no longer have to juggle mentally with indeterminate strings of zeros.
　　Economist; 12/18/2004, Vol. 373 Issue 8406, p115-115, 2/5p
　　注(1)：本文選自Economist；12/18/2004, p115-115, 2/5p；
　　1.What is Turkey’s economic situation now?
　　[A] Its GDP per head is far lagging behind that of the EU members.
　　[B] Its inflation rate is still rising.
　　[C] Its economy grows faster than any EU member.
　　[D] Its economic resilience is very strong.
　　2.We can infer from the second paragraph that__________.
　　[A] Turkey will soon catch the average GDP level of the 15 pre-2004 EU members
　　[B] inflation rate in Turkey used to be very high
　　[C] Turkey’s economy will keep growing at present rate
　　[D] IMF’s economic program will help Turkey join the EU
　　3.The word “oscillated” (Line 3, Paragraph 3) most probably means_________.
　　[A] fell
　　[B] climbed
　　[C] developed
　　[D] swang
　　4.Speaking of Turkey’s foreign direct investment, the author implies that_________.
　　[A] it’s stock is far less than that of other countries
　　[B] it does not have much influence on Turkey’s economic progress
　　[C] steady GDP growth will help Turkey attract more foreign direct investment
　　[D] Turkey’s economic resilience relies on foreign direct investment
　　5.We can draw a conclusion from the text that__________.
　　[A] foreign investment environment in Turkey will become better
　　[B] Turkey’s citizens will suffer heavy loss due to the change of the face value of the lira
　　[C] the local currency will depreciate with the removal of six noughts from the face value
　　[D] prices of goods will go up

B
In the case of mobile phones, change is everything. Recent research indicates that the mobile phone is changing not only our culture, but our very bodies as well.
First. Let’s talk about culture. The difference between the mobile phone and its parent, the fixed-line phone, you get whoever answers it.
This has several implications. The most common one, however, and perhaps the thing that has changed our culture forever, is the “meeting” influence. People no longer need to make firm plans about when and where to meet. Twenty years ago, a Friday night would need to be arranged in advance. You needed enough time to allow everyone to get from their place of work to the first meeting place. Now, however, a night out can be arranged on the run. It is no longer “see you there at 8”, but “text me around 8 and we’ll see where we all are”.
Texting changes people as well. In their paper, “insights into the Social and Psychological Effects of SMS Text Messaging”, two British researchers distinguished between two types of mobile phone users: the “talkers” and the “texters”-those who prefer voice to text message and those who prefer text to voice.
They found that the mobile phone’s individuality and privacy gave texters the ability to express a whole new outer personality. Texters were likely to report that their family would be surprised if they were to read their texts. This suggests that texting allowed texters to present a self-image that differed from the one familiar to those who knew them well.
Another scientist wrote of the changes that mobiles have brought to body language. There are two kinds that people use while speaking on the phone. There is the “speakeasy”: the head is held high, in a self-confident way, chatting away. And there is the “spacemaker”: these people focus on themselves and keep out other people.
Who can blame them? Phone meetings get cancelled or reformed and camera-phones intrude on people’s privacy. So, it is understandable if your mobile makes you nervous. But perhaps you needn’t worry so much. After all, it is good to talk.

81 when people plan to meet nowadays, they
A．a(chǎn)rrange the meeting place beforehand
B．postpone fixing the place till last minute
C．seldom care about when and where to meet
D．still love to work out detailed meeting plans.
82 According to the two British researchers, the social and psychological effect are mostly likely to be seen on
A．TALKERS
B．the "speakeasy"
C．the “spacemaker”
D．texters
83 We can infer from the passage that the texts sent by texters are
A．quite revealing
B．well written
C．unacceptable by others
D．shocking to others
84．a(chǎn)ccording to the passage ,who is afraid of being heard while talking on the mobile
A．talkers
B．the speakeasy
C．the spacemaker
D．texters
85．a(chǎn)n appropriate title for the passage might be
A．the SMS effect
B．cultural implication of mobile use
C． change in the use of the mobile
D．body language and the mobile phone!


C
Biologically, there is only one quality which distinguishes us from animals: the ability to laugh. In a universe which appears to be utterly devoid of humor, we enjoy this supreme luxury. And it is a luxury, for unlike any other bodily process, laughter does not seem to serve a biologically useful purpose. In a divide world, laughter is a unifying force. Human beings oppose each other on a great many issues. Nations may disagree about systems of government and human relations may be plagued by ideological factions and political camps, but we all share the ability to laugh. And laughter, in turn, depends on that most complex and subtle of all human qualities: a sense of humor Certain comic stereotypes have a universal appeal. This can best be seen from the world-wide popularity of Charlie Chaplin’s early films. The little man at odds with society never fails to amuse no matter which country we come from. As that great commentator on human affairs, Dr. Samuel Johnson, once remarked, ‘Men have been wise in very different modes; but they have always laughed in the same way.’

       A sense of humor may take various forms and laughter may be anything from a refined tingle to an earth quaking roar, but the effect is always the same. Humor helps us to maintain a correct sense of values. It is the one quality which political fanatics appear to lack. If we can see the funny side, we never make the mistake of taking ourselves too seriously. We are always reminded that tragedy is not really far removed from comedy, so we never get a lop sided view of things.

       This is one of the chief functions of satire and irony. Human pain and suffering are so grim; we hover so often on the brink of war; political realities are usually enough to plunge us into total despair. In such circumstances, cartoons and satirical accounts of somber political events redress the balance. They take the wind out of pompous and arrogant politicians who have lost their sense of proportion. They enable us to see that many of our most profound actions are merely comic or absurd. We laugh when a great satirist like Swift writes about war in Gulliver’s Travels. The Lilliputians and their neighbors attack each other because they can’t agree which end to break an egg. We laugh because we meant to laugh; but we are meant to weep too. It is too powerful a weapon to be allowed to flourish.

       The sense of humor must be singled out as man’s most important quality because it is associated with laughter. And laughter, in turn, is associated with happiness. Courage, determination, initiative – these are qualities we share with other forms of life. But the sense of humor is uniquely human. If happiness is one of the great goals of life, then it is the sense of humor that provides the key.



1.       The most important of all human qualities is
[A] a sense of humor.
[B] A sense of satire.
[C] A sense of laughter.
[D] A sense of history.
2.       The author mentions about Charlie Chaplin’s early films because
[A] they can amuse people.
[B] Human beings are different from animals.
[C] They show that certain comic stereotypes have a universal appeal.
[D] They show that people have the same ability to laugh.
3.       One of the chief functions of irony and satire is
[A] to show absurdity of actions.
[B] to redress balance.
[C] to take the wind out of politicians.
[D] to show too much grimness in the world.
4.       What do we learn from the sentence ‘it is too powerful a weapon to be allowed to flourish in totalitarian regimes?’
[A] It can reveal the truth of political events with satire.
[B] It can arouse people to riot.
[C] It shows tragedy and comedy are related.
[D] It can make people laugh.
5.        Who is Swift?
[A] A novelist.
[B] A poet.
[C] A dramatist.
[D] A essayist.

　　2009年建行總行的筆試共155道題，70道專業(yè)題，15道英語，70綜合測(cè)試(類似于公務(wù)員行測(cè))，考試時(shí)間180分鐘，時(shí)間基本上是充分的。

　　從難度上看，綜合測(cè)試比公務(wù)員要簡(jiǎn)單不少，特別是數(shù)學(xué)、資料分析。英語大概與六級(jí)難度相當(dāng)，也不算難。

　　能拉開距離的應(yīng)該是專業(yè)測(cè)試，因?yàn)榻ㄐ械膶�業(yè)考試范圍很廣，涉及到了金融、經(jīng)濟(jì)、管理、市場(chǎng)營(yíng)銷、財(cái)務(wù)會(huì)計(jì)、計(jì)量經(jīng)濟(jì)學(xué)等各個(gè)學(xué)科，要想全面覆蓋這些知識(shí)面，需要平時(shí)的積累。

　　專業(yè)題涉及下面的內(nèi)容：

　　1、法定準(zhǔn)備金率

　　2、財(cái)政貨幣政策

　　3、歐式期權(quán)

　　4、巴塞爾協(xié)議三大支柱

　　5、參數(shù)估計(jì)和殘差

　　6、企業(yè)文化

　　7、金融市場(chǎng)的要素

　　8、即期和遠(yuǎn)期

　　9、商品的需求彈性

　　10、財(cái)務(wù)報(bào)表

　　11、盈余公積

　　12、會(huì)計(jì)利潤(rùn)

　　13、商業(yè)票據(jù)貼現(xiàn)

　　14、公允價(jià)值和賬面價(jià)值

　　15、市場(chǎng)細(xì)分

　　16、金字塔管理結(jié)構(gòu)中，上級(jí)與中級(jí)領(lǐng)導(dǎo)比：管理難度與幅度問題

　　17、非貨幣性商品交換中關(guān)于具有商業(yè)實(shí)質(zhì)和沒有商業(yè)實(shí)質(zhì)的問題

　　18、積極的財(cái)政政策與擴(kuò)張的貨幣政策的使用范圍

　　19、國(guó)家償債的率

　　20、財(cái)務(wù)杠桿問題

　　21、關(guān)于物權(quán)法中的留置權(quán)

　　22、市場(chǎng)占有率：某公司的市場(chǎng)占有率是30%，其他最大三個(gè)競(jìng)爭(zhēng)對(duì)手的市場(chǎng)占有率分別為20%，12%,8%。問該公司的相對(duì)市場(chǎng)占有率

　　23、有限責(zé)任公司股東轉(zhuǎn)讓股份的條件

　　24、信用卡信用額度的確認(rèn)

　　25、銀行整存整取問題

　　考試形式——機(jī)試

　　內(nèi)容——行測(cè)、英語、金融會(huì)計(jì)等等經(jīng)濟(jì)相關(guān)專業(yè)知識(shí)、建行等經(jīng)濟(jì)常識(shí)、職業(yè)測(cè)評(píng)。

　　考場(chǎng)有水發(fā)，挺好，人性呢~~

　　終于等來了建行的招聘考試，看到短信里說在本省會(huì)有八個(gè)考區(qū)，頓時(shí)就有壓力了，是不今年銀行招考人數(shù)可以趕上公務(wù)員了捏?不過樓主也不怎么關(guān)注人數(shù)多少，自己埋頭好好考就好。

　　先說說這個(gè)形式，機(jī)考，哎，對(duì)于近視眼的我來說，機(jī)考真的是很費(fèi)眼的`說，建議今后要考建行的同學(xué)記得考試前要多練練在電腦上做題，不管是對(duì)做題速度還是準(zhǔn)確度都有所幫助。特別是英語和資料分析，不過還是看個(gè)人做題風(fēng)格。

　　行測(cè)題里有些國(guó)考真題，專業(yè)知識(shí)的多選真實(shí)讓人難堪哪~~

　　筆試歸來，感觸頗多，寫一點(diǎn)自己吃虧得來的教訓(xùn)，給2014屆有志于進(jìn)入銀行尤其是建行的畢業(yè)生，回饋論壇，順便攢RP。當(dāng)然，因?yàn)榻ㄐ械墓P試是我找工作以來的第一個(gè)筆試，所以我犯的那些個(gè)錯(cuò)誤都是常識(shí)性錯(cuò)誤，著實(shí)不應(yīng)該，估計(jì)對(duì)大多數(shù)人沒有借鑒意義。如果你肯定不會(huì)犯這些錯(cuò)誤，也不要拍磚。只希望以后的師弟師妹碰到類似問題，看到這個(gè)帖子，能夠?qū)λ麄冇幸稽c(diǎn)幫助。

　　首先，關(guān)于網(wǎng)申。一般都會(huì)有一志愿二志愿，其實(shí)只有一志愿錄不滿的情況才會(huì)考慮二志愿，你覺得銀行會(huì)錄不滿嗎?我覺得不是沒可能，只是可能性真的好小啊，所以慎重選擇你的第一志愿。我拿到了建行、農(nóng)行的筆試通知，本以為在其后的中行肯定也是沒問題的，但最終被中行鄙視了。翻出來網(wǎng)申記錄查看，區(qū)別只在志愿上。

　　第二，關(guān)于學(xué)生證的問題。我報(bào)的是省分行，但是人在BJ，11月24日早上8點(diǎn)半考試，11月23日早上才能打印準(zhǔn)考證，看了準(zhǔn)考證才發(fā)現(xiàn)需要帶學(xué)生證，而且建行的網(wǎng)站上說學(xué)生證必須是原件，沒有是不讓參加考試的。然后我就不淡定了，不知道還能不能參加考試，一整天都沒心思看書，就是不停打電話、發(fā)郵件、看別人遇到同樣問題，一直到晚上也沒一個(gè)人能給你個(gè)準(zhǔn)信兒。還是挺受煎熬的，影響自己的復(fù)習(xí)計(jì)劃不說，還影響你的心情。結(jié)果今天到了考場(chǎng)，發(fā)現(xiàn)忘帶準(zhǔn)考證的多的'是，建行的人員肯定已經(jīng)很有經(jīng)驗(yàn)了，會(huì)讓你填張表，然后參加考試完事兒。不過，這樣總歸不好，不知道他們會(huì)不會(huì)專門記錄，覺得你粗心馬虎，不仔細(xì)。所以，準(zhǔn)考證最好還是隨身攜帶，像身份證一樣的。

　　第一部分：快速識(shí)別判斷

　　題目很簡(jiǎn)單，快速判斷識(shí)別題目，主要考“眼力”和反應(yīng)速度，速度不夠的話根本做不完。時(shí)間只有3分鐘，我開始以為是亂碼，后來又以為是看例題的時(shí)間，仔細(xì)看了題目后才明白，但時(shí)間來不及了，總共20道題就完成了10道，然后自動(dòng)提交了。具體試題就是那種識(shí)別不同的，字母和數(shù)字組合在一起，選出里面有幾個(gè)相同的，比如“cdi30$m7和ED3Ijyg$"，里面有幾個(gè)相同的?一共有三種類型題，考你的反應(yīng)速度和挑錯(cuò)能力。

　　第二部分：綜合測(cè)試

　　主要的知識(shí)點(diǎn)分布：言語理解(15道左右)、數(shù)量關(guān)系(10道題)、邏輯推理(10道)、圖形推理，文字推理、資料分析(15道)、專業(yè)知識(shí)單選、多選(涵蓋：微觀經(jīng)濟(jì)學(xué)，宏觀經(jīng)濟(jì)學(xué)，管理學(xué)，會(huì)計(jì)，金融學(xué)，商業(yè)銀行，計(jì)算機(jī)知識(shí)，經(jīng)濟(jì)法等)、金融學(xué)、計(jì)算機(jī)(感覺考了當(dāng)年學(xué)計(jì)算機(jī)二級(jí)的一些知識(shí)，SQL，域名解析系統(tǒng))、經(jīng)濟(jì)法、時(shí)事加建行知識(shí)、英語附加題(三篇閱讀理解)。這個(gè)建行考試總體感覺我還是考的不錯(cuò)的，經(jīng)濟(jì)金融這塊我回答的自我感覺良好，題目都做完了，有點(diǎn)遺憾的就是第一部分那個(gè)快速識(shí)別的，開始沒看懂，后來有點(diǎn)唐突。

　　綜合知識(shí)部分部分回憶試題：

　　下面的'卡中哪項(xiàng)不是建行的卡?

　　巴塞爾協(xié)議的具體內(nèi)容，多選題

　　完全競(jìng)爭(zhēng)廠商短期均衡和短期供給曲線，圖形題，學(xué)的不經(jīng)，蒙了個(gè)答案。

　　建行的榮譽(yù)：就是某某雜志評(píng)了什么什么獎(jiǎng)，在世界五百強(qiáng)中排在第50 ，上升27位，

　　1.不構(gòu)成我國(guó)政策性金融機(jī)構(gòu)資金來源的是( )

　　A.財(cái)政撥款 B.金融債券 C.開戶企業(yè)存款 D.社會(huì)公眾存款

　　2.商業(yè)銀行經(jīng)營(yíng)和組織存款的首要原則是( )

　　A.存款合理競(jìng)爭(zhēng)原則 B.存貸掛鉤原則C.按時(shí)清償原則D.存款成本最低原則

　　3.按照保險(xiǎn)對(duì)象的不同可將保險(xiǎn)分為( )

　　A.人身保險(xiǎn)與財(cái)產(chǎn)保險(xiǎn)B.自愿保險(xiǎn)與強(qiáng)制保險(xiǎn) C.保險(xiǎn)與再保險(xiǎn)D.信用保險(xiǎn)與人身保險(xiǎn)

　　4.可轉(zhuǎn)讓支付命令帳戶簡(jiǎn)稱為( )

　　A.CD帳戶B.NOW帳戶C.SNOW帳戶 D.Q帳戶

　　5.凱恩斯學(xué)派認(rèn)為貨幣政策傳導(dǎo)過程中發(fā)揮重要作用的是( )

　　A.利率 B.法定存款準(zhǔn)備金C.貨幣供應(yīng)量 D.基礎(chǔ)貨幣

　　6.花旗銀行放款利率在1970年12月8日高達(dá)20%(一年期貸款)，而當(dāng)時(shí)年通貨膨脹率為12%，花旗銀行放款的實(shí)際利率為( )

　　A.12.32% B.11.46% C.11.24% D.

　　7.14% 7.1988年以來我國(guó)三年以上人民幣定期存款曾實(shí)行過( )

　　A.利率浮動(dòng)制 B.存款貼補(bǔ)制 C.保值貼補(bǔ)制 D.存貸聯(lián)動(dòng)制

　　8.資本主義銀行發(fā)展過程中首先產(chǎn)生的是( )

　　A.商業(yè)銀行 B.中央銀行 C.投資銀行 D.專業(yè)銀行

　　9.中國(guó)第一家民族資本銀行是1897年成立的( )

　　A.中國(guó)實(shí)業(yè)銀行 B.麗如銀行 C.中國(guó)通商銀行 D.交通銀行

　　10.對(duì)有價(jià)證券行市的正確理解是( )

　　A.證券行市與市場(chǎng)利率負(fù)相關(guān) B.證券行市是有價(jià)證券的發(fā)行價(jià)格 C.證券行市是證券面值的資本化 D.證券行市與證券收益率負(fù)相關(guān)

        11號(hào)筆試的`童鞋。。。建行遼寧有收到面試通知的嗎？都什么地方收到面試通知了？
        沈陽地區(qū)各直屬支行、省內(nèi)其他地市分行（鞍山、撫順、本溪、丹東、錦州、營(yíng)口、阜新、遼陽、鐵嶺、朝陽、盤錦、葫蘆島